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How Nigerians Abroad Send Money Home Using Gift Cards

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How Nigerians Abroad Send Money Home Using Gift Cards

James Ndirangu by James Ndirangu
April 13, 2026
Reading Time: 4 mins read
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Mobile Money

A lot of Nigerians living abroad have a good habit of sending money back to Nigeria for investment purposes, house building, or even family upkeep.

Over the years, it has been a tough process without an easy method, but with the emergence of trusted platforms where Nigerians can convert gift card balances to Naira, that is an experience of the past.

In this article, I will show the easy step-by-step process Nigerians abroad can use to send money home using gift cards.

Why Nigerians in diaspora can rely on gift cards.

As a Nigerian in the US, UK, and Canada, gift cards are easy to purchase from local stores and online platforms. Whether you want an Amazon card in the US, a Steam card in the UK, or an iTunes card in Canada, you can buy them easily.

Next, you can send the gift card to your family in Nigeria or your business partner to convert to Naira easily and instantly on Nosh. You are assured of quick payouts in Naira. This level of accessibility makes gift cards more dependable than complicated international transfer channels.

Process of sending money to Nigeria through gift cards.

Sending money to Nigeria via gift cards involves you buying the digital gift card in your location. Sharing an image of it and its code to your recipient, then he or she sells it on a gift card trading platform for Naira.

  1. Step 1: Choose a type of digital gift card you will buy, e.g., Amazon, Apple, Google Play, or Steam.
  2. Step 2: Buy your gift card online on the official brand website, like Amazon, Apple, or in a physical store like Walmart.
  3. Step 3: Choose the card value you want to buy ($50, $500), and make a payment.
  4. Step 4: Send the code (online gift card) or image of gift card code via WhatsApp to your Nigerian recipient (your family member or business partner).
  5. Step 5: The Nigerian recipient should register on a verified gift card trading platform.
  6. Step 6: Then, he or she should check the current Naira rate of the gift card value using a rate calculator.
  7. Step 7: After which, head to the gift card trading page of the platform, input the details of the gift card, and confirm the trade. The money should head to his or her platform wallet.
  8. Step 8: He or she should finish up the process by withdrawing the money from their wallet to their bank account.

Top platforms to trade gift cards in Nigeria

  • Nosh is a top-rated all-in-one financial platform that lets you sell gift cards at competitive, transparent rates, with instant payouts once your transaction is approved.
    Before trading, you can use the built-in rate calculator to see exactly what you’ll receive. Beyond gift cards, Nosh also supports cryptocurrency conversion, local and international bill payments, and eSIM purchases, all from one app.
    Available on iOS, Android, and the web, Nosh is designed for speed, simplicity, and round-the-clock customer support via live chat, email, phone, and social media.
  • Zyropay is a digital gift card platform that lets users buy gift cards and vouchers from over 350 top brands at discounts of up to 40%.
    The platform features a simple, clutter-free design built for easy use, and prioritizes security through advanced encryption to protect user transactions and personal information.
  • Card NJ is a gift card trading platform that supports settlement in multiple currencies and uses a real-time intelligent exchange rate system to help users get the best value for their cards.
    Google Play Transactions can be completed in as little as 60 seconds, with instant cash withdrawal directly to your account and 24/7 customer support available.

Conclusion

Sending money to Nigeria from any country in the world has been made very easy due to the reliable gift card trading platforms available.

Now you can buy a gift card, and your recipient will have Naira in their account in 30 minutes. Ensure your recipient uses a reliable trading platform for their conversion.

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