Buying airtime for someone on a different mobile network in Kenya has always been unnecessarily expensive. If you’re on Safaricom and need to top up an Airtel number, your options are limited.
You can either send money directly to that line and pay M-PESA transaction charges or use a PayBill number and still pay fees. Either way, you’re losing money just to complete a simple airtime purchase.
Credopal eliminates this problem entirely. The platform works like this: visit credopal.com, enter your M-PESA number, specify the airtime amount you want to purchase, and input the recipient’s phone number.
The service allows you to buy airtime for all Kenyan networks (Safaricom, Airtel, and Telkom) without requiring you to remember different PayBill numbers or worry about network compatibility.
The biggest advantage here is you’re not losing money. When you buy KES 1,000 worth of airtime through Credopal, exactly KES 1,000 leaves your account. No transaction fees are added on top.
This makes it functionally identical to buying a physical scratch card, except you don’t need to visit a shop or deal with the codes.
There’s also a 5% discount applied to every purchase, which means you’re actually getting more airtime value than what you pay.
The service handles the cross-network complication in the background, so you don’t have to think about which network the recipient uses or which payment method to employ.
In simpler terms, Credopal removes the transaction fee penalty that currently exists when buying airtime across different mobile networks in Kenya, while simultaneously offering a discount on the purchase itself.
